Credit Card Processing
Retail Face-to-Face
Mail Order Telephone Order
eCommerce Internet Sales
eMail Invoicing
Accounting Solutions
QuickBooks Pro/Premier/POS/Online
Xero
"Integrated payment solutions can save a typical small business owner more than 180 hours each year"
What we do
CPA Merchant Services is one of the fastest-growing privately held electronic funds transfer processors in the United States. CPAMS customers benefit from a comprehensive suite of payments products and services, including ACH origination, check verification, credit card and debit card processing. Dedicated to providing superior customer service and industry-leading technology, CPAMS provides tools to help organizations of all sizes reduce transaction costs, mitigate risk and increase efficiencies.
Value through Innovation
Since inception, CPAMS has focused on providing maximum value to our customers by expanding the technological capabilities of core payment infrastructures. Through these developments, we have been able to help our clients reduce their operating costs, increase cash flow and maximize their resources. As the payment industry evolves, CPAMS is committed to providing leadership and solutions that leverage emerging technologies. Through these innovations, we fulfill our company’s primary objective: to provide our clients with the services and tools they need to succeed.
Automation
CPAMS has a wide variety of tools and services to help our clients get the most out of their payment-related processes. By changing our customers' receivables from a manual process to an automated process, our customers enjoy the essential benefit of accelerated cash flow. Through consolidation of accounts and just-in-time disbursements, cash management is maximized. Through the use of our verification and authentication services, we are able to reduce our clients' losses due to fraud and bad check acceptance. Through the integration of payment origination and results data, the entire payment process can be automated to achieve the maximum possible benefit.
CPA Merchant Services
...continues to meet the challenge of our clients by offering a cost effective credit card, ACH and e-check payment processing services into the electronic payment solutions banking system. Electronic banking includes the transfer of funds between companies and/or consumer accounts for collection and payments.
QuickBooks® Payment Processing
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Deposit Checks From Your Office
Our System works with all banks!
The easiest and most efficient electronic check deposit system that links up with your QuickBooks® accounting software to help balance your books. Scan your eChecks into QuickBooks® software. No software to download. Our web-based system works with any computer that has internet access.
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Check Conversion and Deposit
Check Conversion and Deposit into QuickBooks®
You accept many checks each month from customers. Currently, you would have to look up each customer account, apply the payment to the account, stamp the check for deposit, create a deposit slip, drive to the bank, stand in a long line and make the deposit. On top of this, your bank will typically charge an "item deposit fee" for every check you deposit.
Too time consuming and too expensive!
Use electronic remote check depositing instead.
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Electronic Check Advantages
Processing Electronic Checks provides Advantages
- Eliminate
Paper Checks - Eliminate
Deposit Slips - Eliminate
Paperwork - Eliminate
Out-of-State Checks - Eliminate
Photocopying Checks - Eliminate
Driving to the Bank - Reduce
Bookkeeping and
Accounting Time
& Expenses
- Eliminate
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ACH & EFT Processing
Payment Solutions with ACH Processing
Whether your company is a Web address, street address or office, you're banking on sales of products and services to keep your business thriving. And that means you need bona fide payments, whether by automated clearing house (ACH), electronic funds transfer (EFT), e-Check or other means.
- Automate
Accounts Payable - Automate
Accounts Receivable - Apply
Payments through
QuickBooks® - ACH Billing
Accounts Payable
- Automate
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Electronic Funds Transfer
Electronic Funds Transfer can be used by all merchants no matter what their size.
EFT, Electronic Funds Transfer can be used by all merchants no matter what their size. EFT is a system of transferring money from one bank account directly to another without any paper money changing hands. One of the most widely-used EFT programs is Direct Deposit, in which payroll is deposited straight into an employee's bank account.
Transactions are processed by our bank through the Automated Clearing House (ACH) network, the secure transfer system that connects all U.S. financial institutions.
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Payment Solutions
Perform many types of transactions with ease.
We specialize in ACH processing for online retailers, but we offer a wide array of services as well.
Perform the following types of transactions with ease:
- Check Conversion Remote Deposit
Capture - Check 21 - Check-by-Phone
- Recurring
Debits & Credits - One-Time
Debits & Credits - Batch File
Uploads - High Risk
ACH Processing - NACHA
File Format Software - Online Checks
from your Website
- Check Conversion Remote Deposit
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eChecks
eChecks clear much faster than written checks.
eChecks, also known as Electronic Checks or Web Checks allow you the capability to accepting check payments on your website.
An e-Check is an electronic transfer of funds in which the money is taken from your customer's bank account, typically a checking account. The account's routing number and account number are used to draw funds from the account. e-Checks clear much faster than written checks.
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Payment Gateway
Online and Real-Time
Our Online Payment Processing Gateway / Virtual Terminal allows you the capability of performing, Recurring and One-Time Payments, Checks-by-Phone, etc. Complete online real-time reporting.
Our Advantages
Empowering Accounting Professionals
Lowest Rates |
Low Rates and Fast Funding
We offer the absolute Lowest Rates Rate Quote and faster funding than other providers |
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Integration |
Works with QuickBooks® Versions above 2002
Use your QuickBooks® Pro, Premier, and Enterprise Editions as early as 2002. Not compatible with the online edition |
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Ease of Use |
Payment Option Variety
Make it easier for customers to do business with you by accepting a variety of payment options |
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Accept All Payment types |
Accept Credit Cards, ACH (echeck) & Paper Check Transactions
Most providers only support credit card transactions. Expand your ability to collect payments |
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Simplify |
A Single System
Simplify your financial operations with a single system and single set of records for all payment processing, whether web order, phone order, cash sale or invoice payment |
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Cash Flow |
Shorten time to Payment
Improve cash flow and shorten time to payment with cost-effective credit card, business card and purchasing card acceptance |
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PCI Compliant |
Customer Vault
Use our powerful Customer Vault to store billing information in a PCI Compliant system and issue subsequent transactions against that billing information |
ACH and EFT Payment Solutions
ACH (Automated Clearing House) and EFT (Electronic Funds Transfer) specializes in the origination of moving money electronically. Process monthly recurring credit card, ACH and EFT transactions in QuickBooks. Use our online virtual terminal gateway software to accept direct ACH network and substitute check transactions over the internet.
We provide the best and most complete Credit Card, ACH & Electronic Fund Transfer products and services in the country. No other company offers the range of software products and quality of service as we do.
Funds Automatically Deposited in your Existing Bank Account.
Perform the following types of transactions with ease:
- Check Conversion
- Check-by-Phone
- Recurring Debits & Credits
- One-Time Debits & Credits
- Batch File Uploads
- High Risk ACH Processing
- NACHA File Format Software
- Inbound Telemarketing
- Online Checks from your Website
We offer a wide variety of payment processing solutions to fit any size business. By telling us (give us a call toll-free or send us an email) the type of service you’re looking for, you’ll help us guide you to the solution that best matches your business needs today as well as your future needs.
CPA Merchant Services
We offer a wide variety of payment processing solutions to fit any size business. By telling us (give us a call toll-free or send us an email) the type of service you’re looking for, you’ll help us guide you to the solution that best matches your business needs today as well as your future needs.
CPA Merchant ServicesFeel free to contact us
Process with the Professionals
- Automate Accounts Receivable Collection
- Automate Accounts Payable Payments
- One-Time & Recurring Debits & Credits
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Each day, thousands of businesses around the country are turning their transactions into profit with payment solutions like ours.
CPA Merchant Services® gives your company choices in the method of payment that you can accept from your customers.
We support ACH formats, including ARC (Accounts Receivable Check Conversion), BOC (Back Office Conversion), PPD, CCD, TEL, RCK, POP, WEB, Multiple Batch and Import options. See ACH format definitions. Our software is designed for simplicity and ease-of-use.
